Basic keeps the books and files VAT — right for a business with nobody on payroll yet. Standard adds withholding tax, capital allowance, company income tax and payroll: the full statutory stack the rest of this site argues for. Both are for one business, and both are billed in naira.
Move up the day payroll starts. Nothing already recorded is re-entered.
This is the plan that resolves whether your company tax rate is nil or 30%.
Both prices are for a single business. If you run a practice across several client books, that is set up separately — get in touch.
Elsewhere on this site we model two businesses and what a year of claimed relief, matched credits and reclaimed finance hours puts back. Those two figures and these two prices, drawn to one shared scale.
Modelled, not measured. We are onboarding our first businesses now, so the two return figures are worked examples on stated assumptions rather than outcomes collected from customers. The prices are not modelled — those are the prices.
Not a quiz with a score at the end. Each line maps to one module, and the module is the reason the plan changes.
Nobody on payroll, no capital assets to relieve, no withheld credits to reclaim and three seats is enough. Basic keeps a full ledger and a correct VAT return from day one. Tick a line above the day that changes.
The ₦100m line is turnover with a ₦250m fixed-asset limb alongside it, and professional-services companies are treated separately under the Act. Neither this page nor the software assumes a nil rate for a consultancy.
The cards are the shape of each plan. This is every line inside it.
Payment happens at Paystack rather than on a card we hold, and nothing renews unless you decide to renew it. Here is the whole of what happens when a term runs out.
Checkout happens at Paystack. Core Ledger does not collect, store or handle card details at any point, on the first payment or any renewal.
Auto-renew is switched off on both plans. There is no silent charge at the end of a term, and no subscription to remember to cancel.
Not a dollar figure converted at the day's rate. What you pay this month is what you pay next month, whatever the naira does in between.
There is no trial on either plan, and pretending otherwise would waste your time. What there is instead: the same formulas, running in the open, with no signup and no card.
Your whole asset register, pooled by classification and scheduled year by year — with disposals, chargeable gains, and the repealed CITA mechanic for a pre-2026 period.
Try it Payroll runA full monthly run — every employee on their own reliefs, band by band, with the pre-run checks and the remittance split by state.
Try it Period returnA full return for the period — output against input, with zero-rated and exempt kept properly apart and the filing date attached.
Try it Both sidesBoth sides at once — what you must remit by the 21st, and what you can only claim once the credit note arrives.
Try itThese formulas are anybody's to check. What a subscription adds is running them on every transaction, in every period, against books that already agree with the answer.
There isn't one — trials are switched off on both plans. The honest alternative is above: the calculators run the same VAT, PAYE and capital allowance formulas with no signup at all, so the arithmetic can be checked before the books are handed over.
Seven days of grace, during which nothing changes. After that the app locks until you renew. Nothing is deleted — your ledger, your filings and your history are exactly where you left them the moment you are back in.
Every payment — the first one and every renewal — happens at Paystack. Core Ledger does not store card details and does not auto-charge you. Renewing is something you do deliberately, redirected to Paystack at the moment you choose to pay.
No. Standard is a superset of Basic, so nothing already recorded needs re-entering. Move up whenever payroll, capital allowance or company income tax enters the picture.
Standard. Company income tax computation — the module that resolves your band, applies the Development Levy correctly and carries forward what is left — is a Standard feature. Basic stops at VAT. Professional-services companies are treated separately under the Act, so a nil rate is never assumed for a consultancy.
Per business. Basic covers up to three users and Standard up to ten, at the one price — a bookkeeper, an accountant and an owner all working in the same books cost the same as one person working alone.
Nothing you record on Basic is lost when you move to Standard.
